If you receive Social Security benefits, the SSA has a warning for you: watch out for phishing scams this month.
In early May 2025, the Social Security Administration issued a public alert after a spike in fraudulent emails, texts, and phone calls targeting seniors. These scammers are posing as SSA representatives, asking for personal information or even threatening to suspend your benefits if you don’t respond.
What the Scams Look Like
Seniors have reported receiving:
- Emails with subject lines like “Urgent: Verify your Social Security number”
- Robocalls claiming your SSN was “suspended due to suspicious activity”
- Texts that link to fake SSA login pages asking for bank info or birth dates
Some of these messages look official, using SSA logos or familiar language. But they’re fake and dangerous.
Real-Life: George’s Story
George, 72, from Arizona, got a call last week saying his benefit would be frozen unless he “verified his identity” by giving his bank routing number. Thankfully, his daughter stepped in and recognized it as a scam.
Not everyone is that lucky. That’s why the SSA is urging beneficiaries to stay vigilant and never respond to unexpected requests.
How to Stay Safe
Here’s what the SSA says:
- SSA will never call, text, or email you to demand personal info.
- Always go directly to https://ssa.gov never click links in messages.
- Don’t give out your SSN, bank info, or Medicare number over the phone.
- Report scam attempts to the Office of the Inspector General at oig.ssa.gov
Quick Tip for Caregivers
If you’re helping a parent or senior relative manage their benefits, check their emails or phone calls together regularly. Scammers often prey on older adults who may feel too embarrassed to ask for help.
Final Reminder
Your Social Security benefits are safe, but staying informed is your best protection. If you’re ever unsure whether a message is real pause, don’t panic, and contact SSA directly at 1-800-772-1213.
Want to learn how benefits are paid or what your monthly schedule is? Check our full Social Security Benefits Guide to stay on track and scam-free.
